Do You Need Storage Insurance?

insurance, key, lock

Having storage insurance is the difference between a bad day and a horrible day. Imagine having all your items gone in an instant without any financial help to replace them. That is the risk you take when you choose not to buy insurance. Still confused? Read below for more.

Do I Need Storage Insurance?

Homeowners & Renters Insurance

Often times homeowners or renters insurance will cover your storage unit. The problem is that it usually has a cap on how much it will cover. Which is sometimes 10% of your regular deductible. You need to decide whether the items that you are storing can be replaced by the potential payment you would receive from your homeowner/renters insurance. If it does not, buy insurance.

Items NOT Covered

Read the fine print of any coverage you have outside of storage insurance. Some items may not be covered and when the unimaginable happens. Finding out certain items are not covered when its too late is sure to put a damper on your day. Some of these items could include:

  • Silverware
  • Firearms
  • Jewellery
  • Fur Coats
  • Highly Collectible Items

Business Insurance

If you are using our units for business storage, be sure to check whether your business insurance covers these items. Just double-check for a storage insurance clause in your business insurance contract. More then likely it can be negotiated in if you have not bought a policy yet.

Ask Us

We know storage and we know storage insurance. If you have any questions regarding our insurance policy and terms give us a call or send us an email. We will do our best to make sure you fully understand the fees, what is covered and how to make a claim. For any other outside insurance inquiries, we suggest you call your agent dealing with it.

Need fully insured and protected storage today? Contact Us now and will set you up on your way.


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